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Thank you so much for helping with our finance on our house.  We couldn't have organised it without you guys, especially at such short notice. 
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Motor Vehicle Finance

Cars, Vans, Trucks & Trailers can be financed by either Lease Agreement, Hire Purchase Agreement or a Bill of Sale/Chattel Mortgage. You need to check with your Accountant as to which contract best suits your financial needs. Each contract has different Tax treatment.

   

Cars, Vans, Trucks & Trailers FAQ's

Can you finance used Cars or Trucks?

Yes, generally the finance company will accept used Cars or Trucks providing they will be no older than 10 years at the end of contract. This rule is not hard and fast and exemptions can be made depending on your strengths or the type of goods. Please speak to one of our consultants.

Can you finance a Car or Truck that is purchased through a Private Sale?

Yes. We do more work behind the scenes to help ensure your purchase has clear title and that there is no finance owing on the Car or Truck.

How long a term can you get?

Loan contracts are generally between 1 - 5 years, however for larger items you can extend out to 7 years.

What is a Balloon Value/Residual Value?

Basically this is defined as the approximate market value of the goods at the end of the contract. It is money that is still required to be paid by you.  
 
 
 

What is a Novated Lease?

This means that the lease and it's obligations are taken by the employee and the employer only agrees to pay the monthly lease payment as they fall due.  If/when the employee leaves the company for any reason, the liability for the lease remains with them and not the employer.