Fraser Financial Services
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Congratulations Steve Farmer

Fraser Financial Services “Congratulates” Steve on 10 fantastic years of service!

Steve’s vast experience on sourcing new cars & trucks, finance and insurance has assisted many happy clients over the past 10 years. Thanks Steve.

Call Steve to set up your next Motor Vehicle purchase.

Click here for information about our Motor Vehicle Finance

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Cruise Control Warning

A 36 year old female had an accident several weeks ago and totaled her car. It was raining, though not excessively, when her car suddenly began to hydro-plane and literally flew through the air. She was not seriously injured but very stunned at the sudden occurrence! When she explained to the highway patrolman what had happened he told her something that every driver should know –

NEVER DRIVE IN THE RAIN WITH YOUR CRUISE CONTROL ON.

She thought she was being cautious by setting the cruise control and maintaining a safe consistent speed in the wet weather.

But the highway patrolman told her that if the cruise control is on when your car begins to hydro-plane and your tyres lose contact with the pavement, your car will accelerate to a higher rate of speed making you take off like an airplane. She told the patrolman that was exactly what had occurred.

The patrolman said this warning should be listed, on the driver's seat sun-visor - NEVER USE THE CRUISE CONTROL WHEN THE PAVEMENT IS WET OR ICY, along with the airbag warning. We tell our teenagers to set the cruise control and drive at a safe speed - but we don't tell them to use the cruise control only when the pavement is dry.

NOTE: Some vehicles (like the Toyota Sienna Limited XLE) will not allow you to set the cruise control when the windshield wipers are on.

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$500 Christmas Competition!

Let FFS make your Christmas extra special!

Christmas can be an expensive time of year, so we'd like to help out! FFS is offering one lucky customer the chance to win a $500 Coles Myer gift voucher that will not only put the turkey on the table, but fill the glasses with wine, the esky with beer and stock the tree with presents (and the wrapping too!)

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Christmas Trading Hours

Fraser Financial Services would like to take this opportunity to wish our clients a Safe & Happy Holiday Season. May 2009 be a healthy & rewarding year for all.

Our office will be closed from Friday December 19th until Monday January 5th.

For any needs during this period we are all contactable by mobile on:

Ian:

0412 760 373

Steve:

0414 521 322

Jeff:

0400 853 035

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Ian’s View of the World

Well, what a time it has been since our last newsletter – large interest rate drops, severe storms, Australia getting beat by the Kiwis in the Rugby League. All weird and wonderful.

When will it all end and everything get back to normal? From the information that I read, the experts expect the downward trend to continue into the early New Year and start to turnaround after the first quarter. However the clear message is not to panic.

I still believe this is a time of opportunity, to consolidate your position and increase your wealth. Mortgage Rates are returning to levels of 18 months ago, and even tipped to go lower. Property prices have eased off and significant Government Grants are available for the 1st Home Buyer. Share prices are at a low, but some still pay fully franked dividends. Car dealers are offering some incredible deals as the largest funder of “floorplans” for dealers has pulled out of the market and they need to clear stock quickly.

So take advantage of these times and remember that we are here to help you achieve your dreams. Think Finance…Think Fraser’s! It’s what we do!

*Disclaimer: This is the opinion of the writer only and is not intended as Financial Advice. Be sure to check with your financial advisor for particulars about your own situation.

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